Who We Are


The Credit Union movement originated in Europe in the 1840s, migrated to Canada in the late 1800s, and finally came to the U.S. in 1909.  Credit Unions are based on unique core values, the cooperative principles that set us apart:

  • Members, not just customers - you're a member / owner
  • Democratic Control - one member, one vote
  • Service Makes The Difference - smaller is better
  • "Profits" Belong To The Members - used for the betterment of the entire membership

The Chatham County Teacher Association Credit Union received a state charter on March 17, 1954. After a federal charter was obtained, the name was changed to the Chatham County School Employees Federal Credit Union, and then again in 2003 to Savannah Schools Federal Credit Union to better reflect our member base. Our logo depicts strength, trust, and steering a careful course – with a nautical theme for Savannah, of course!

SSFCU was first housed in the vocational building on Bay St., then in a building in the school courtyard (now the BOE parking lot). When additional parking was needed, SSFCU moved back into the BOE building on the 3rd floor at 208 Bull St.  We proudly opened our first branch at the corner of Mall Blvd. and Hodgson Memorial Dr. in 2003. The website was developed in 2004 and includes Online Banking, BillPayer, eStatements, and check images.  In November 2015 we moved our main office out of 208 Bull Street, to 4673 E. Highway 80, Whitemarsh Island, Savannah, GA  31410.  We added a full service ATM and drive-up tellers. 

Credit unions are not-for-profit, member-owned financial institutions promoting thrift and the wise use of credit. We are democratically controlled by the membership, who elects the Board of Directors. A Supervisory Committee is appointed by the Board of Directors. Both are composed of volunteers, serving without salary.

“Profits” belong to the membership and deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF). This fund is an arm of our regulator, the National Credit Union Administration (NCUA), an independent agency of the United States government.  Our story of Security - Integrity - Services exists -  it's in the loans we give families to buy homes; in the smiles we see as we help members out of debt; in the nest eggs we help members to grow; and in the relationships we build with our members and their families.  Helping people afford life...it's what we do!

Holiday Schedule

2018 Holidays

Monday, January 1 New Year’s Day

Monday, January 15 Martin Luther King Jr. Day

Monday, February 19 President’s Day

Friday, March 30 Good Friday

Monday, May 28 Memorial Day

Wednesday, July 4 Independence Day

Monday, September 3 Labor Day

Monday, October 8 Columbus Day

Monday, November 12 Veterans Day (observed)

Thursday, November 22 and Friday, November 23 Thanksgiving

Monday, December 24 Christmas Eve

Tuesday, December 25 Christmas Day

SSFCU Tips & News

  • Shared Service Centers
    Your credit union is always close at hand! Visit the Shared Branch locator: co-opsharedbranch.org  to find a location near you!

  • GO GREEN - BillPayer IS HERE for Online Banking!
    Save Postage, Save Check Writing, Save Trees, Call us to enroll. 1) we set you up, 2) you set up your individual "bills" then, 3) GO! (You must be enrolled in OnLine Banking)
  • Your Online Security
    Beware of Phishing, Vishing, SmSishing, etc. We will never contact you (phone or Email) to ask for your Account #, Social Security #, or Password. Think about it - we already have that info, except your password, of course!
  • Family Friendly
    Your immediate family members are eligible to join SSFCU as members. Includes your spouse, brothers, sisters, children, or grandchildren. If they're good enough for you, they're good enough for us!

My Life. My Money

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Savannah Schools Federal Credit Union is Federally Insured by the National Credit Union Administration.
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