ATM fraud is becoming more prevalent with the invention of smaller computing devices. One of the methods that criminals use to access your account is ATM skimming. Skimming occurs when a device is place into the ATM machine and interferes with typical ATM transactions. This device may be a substitute card reader inserted into the ATM or a touch screen device may take the place of the original screen. The purpose of these devices all have one goal: to collect your personal banking information.