 |
Share
Savings Rates - $25 minimum investment |
Annual
Percentage Yield is accurate as of January 1, 2012.
Rates
and other terms may change at any time without prior notice.
A penalty is imposed for early withdrawal. Fees
could reduce earnings on the account.
|
Account
Type |
Minimum
Opening
Deposit |
Minimum
Balance
to Earn APY |
Limitations* |
Dividend
Interest Rate |
Annual
Percentage
Yield |
Dividends
(interest) will be compounded Monthly and will be credited
Monthly.
Based on Average Daily Balance.
|
|
Checking
Share Draft Account
$1,000
+
|
$50
|
$1,000
|
|
.10 %
|
.10 %
|
|
Money
Maker
Money Market Account
$
2,500 - $ 9,999.99
$10,000 - 24,999.99
$25,000 +
|
$2,500
|
$2,500
|
Transfer*
|
.20
%
.30
%
.40 %
|
.20
%
.30
%
.40 %
|
Dividends
(interest) will be compounded Quarterly and will be credited
Quarterly.
Based on Average Daily Balance.
|
|
Regular
Share Savings Account |
$25
|
$100 |
Transfer* |
.50
% |
.50
% |
|
Christmas
Club Savings |
$25 |
$100 |
Transfer
& Withdrawal* |
.50 % |
.50 % |
|
Vacation
Club Savings |
$25 |
$100 |
Transfer
& Withdrawal* |
.50 % |
.50 % |
|
Special
Share Savings |
$25 |
$100 |
Transfer* |
.50 % |
.50 % |
|
IRA
Savings
$100
+ |
$100
|
$100
|
Transfer*
|
.50
%
|
.50 %
|
*
For additional information regarding the above accounts, please
refer to the
Truth-In-Savings
Fee Schedule. |
Share Certificates & IRA Certificates |
| Annual
Percentage Yield is accurate as of January 1, 2012. Rates and other terms may change at any time without prior
notice. *$1,000 minimum required to open Share or IRA
Certificate. After your certificate is opened, the dividend
rate is fixed for the term.
- A penalty is imposed for
early withdrawal. Fees could reduce earnings on the
account.
- Dividends
will be compounded Quarterly and will be credited Quarterly.
- If
you close your Share Account before dividends are paid, you
will not receive the accrued dividends.
|
Terms |
Dividend
Rate |
Annual
Percentage Yield
Monthly WD |
Annual
Percentage Yield |
|
6 Months |
.30
% |
.30 % |
.30 % |
| 1
Year |
.40 % |
.40 % |
.40 % |
|
2
to 4 Years |
.50
% |
.50 % |
.50 % |
|
5
Years |
.75
% |
.75 % |
.75 % |
| *
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule |
|
|